SCU Standard Visa Card
This credit card is recommended for people with the following credit scores: 619 or less, 620-719, and 720+
- This card is from a credit union, a not-for-profit, member-owned institution that you must join before applying for the card. Check with the credit union for membership requirements, which typically include living in certain areas or working for certain employers.
Review details with the company before applying
APRs change over time and are specific to the applicant. Check rates before applying.
Did you know: This card is from a credit union, which often offer lower interest rates and could save you hundreds of dollars per year.
Purchase interest rate and fees
*As of . Advertised purchase APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.
Here are typical APRs for different credit scores for this card:
Credit score | Median purchase APR | Comparison to other cards |
---|---|---|
619 or less | 17.9% |
|
620-719 | 14.9% |
|
720+ | 9.49% |
|
After opening the credit card, the purchase APR is fixed, meaning it will not go up or down with changes to an index, but it may still change. Learn more about APRs in general and about fixed versus variable APRs.
Fees
Rewards and perks
Other rewards: Points can be redeemed for items/goods within the rewards program.
Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.
Balance transfer interest rate and fees
This card does not offer balance transfers.
Cash advance interest rate and fees
*As of . Advertised cash advance APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.
Here are typical cash advance APRs for different credit scores for this card:
Credit score | Median cash advance APR |
---|---|
619 or less | 17.9% |
620-719 | 14.9% |
720+ | 9.49% |
Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.