PenFed Platinum Rewards Visa® Card
This credit card is recommended for people with the following credit scores: 620-719 and 720+
- This card is from a credit union, a not-for-profit, member-owned institution that you must join before applying for the card. Check with the credit union for membership requirements, which typically include living in certain areas or working for certain employers.
Review details with the company before applying
APRs change over time and are specific to the applicant. Check rates before applying.
Purchase interest rate and fees
*As of . Advertised purchase APRs change over time. Check rates before applying.
Here are typical APRs for different credit scores for this card:
Credit score | Median purchase APR | Comparison to other cards |
---|---|---|
620-719 | 17.99% |
|
720+ | 17.99% |
|
After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.
Fees
Rewards and perks
Other rewards: Cardholders earn points on purchases that can be redeemed for gift cards, travel, and other retail goods.
Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.
Balance transfer interest rate and fees
*As of . Advertised balance transfer APRs change over time. Check rates before applying.
After 12 months, any remaining unpaid balance on your account will be subject to interest charges based on your purchase APR.
Cash advance interest rate and fees
*As of . Advertised cash advance APRs change over time. Check rates before applying.
Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.