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JPMorgan Chase Bank, National Association

Chase Aeroplan Card

This credit card is recommended for people with the following credit scores: 620-719 and 720+

Nationwide
Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Purchase interest rate and fees

21.74% – 28.74%* Purchase APR

*As of . Advertised purchase APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score Median purchase APR Comparison to other cards
620-719 28.66%
2 dollar sign symbols
Pay average interest
720+ 26.87%
3 dollar sign symbols
Pay more interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee
None
Minimum finance charge
No minimum interest payment is required to avoid additional fees
Grace period
21 days until interest begins to accrue on purchases
Balance computation method
Monthly interest is calculated based on your average daily balance including new purchases
Purchase APR index
The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$95 Annual fee
Late fee
$29 for the first late payment and $40 for a late payment within six billing cycles of another late payment
Over-limit fee
None
My Chase Plan Fee (Fixed Finance Charge)
$0 (Monthly fee of 1.72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is p)
Return payment fee
$40 (While a fee is disclosed, it is not currently being charged for this product. We may charge this fee if a payment is not honored, is returned unpaid or cannot be processed.)

Rewards and perks

Cash back, travel, and other Rewards

Other rewards: Pay Yourself Back; UR points transfer; UR redemption for statement credit, gift card, and travel

Services
  • Access to Free Credit Scores
  • Automobile rental insurance
  • Trip cancellation/trip interruption insurance; trip delay reimbursement; baggage delay insurance; zero liability protection; 24/7 fraud monitoring; roadside assistance; purchase protection
Card features
  • Contactless Payments
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

21.74% – 28.74%* Cash advance APR
+
5% ($10 minimum) Cash advance fee

*As of . Advertised cash advance APRs change over time. Check rates before applying.

The median cash advance APR for this card is 25.24%.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.