Huntington National Bank, The Huntington Voice Rewards Credit Card

State-by-state

Availability

To apply, you must live in Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, and Wisconsin

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Web

huntington.com

Phone

(800) 340-4165

Did you know: This card is from a small bank, which often offer lower interest rates and could save you hundreds of dollars per year.

Purchase interest rate and fees

17.24% – 29.24%*

*As of Jun. 30, 2024. Advertised purchase APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
619 or less	29.24%	2 dollar sign symbols Pay average interest
620-719	25.24%	2 dollar sign symbols Pay average interest
720+	19.24%	2 dollar sign symbols Pay average interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: None
Minimum finance charge: A minimum interest payment of $1 is required to avoid additional fees
Grace period: 25 days until interest begins to accrue on purchases
Balance computation method: Monthly interest is calculated based on your average daily balance including new purchases
Purchase APR index: The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: $29 for the first late payment and $40 for a late payment within six billing cycles of another late payment
Over-limit fee: None

Rewards and perks

Cash back, travel, and other

Other rewards: Gift Cards; Merchandise

Services

Access to Free Credit Scores
Discounts on purchases of goods and services (non travel related)
Mastercard Network Services: Postmates, One Fine Stay, Travel and Lifestyle Services, ID Theft Protection, Emergency Card Replacement, Emergency Cash Advance, Shop Runners.

Card features

Contactless Payments
Chip card
Fee-free foreign transactions
Mobile wallet provisioning (for example, Apple Pay)
Late Fee Grace; Alert (Fraud and Transaction); No Penalty Rates; Card Lock

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

0%*

+

3% ($10 minimum)

*As of Jun. 30, 2024. Advertised balance transfer APRs change over time. Check rates before applying.

After 12 months, any remaining unpaid balance on your account will be subject to interest charges based on your purchase APR.

Cash advance interest rate and fees

29.24%*

+

3% ($10 minimum)

*As of Jun. 30, 2024. Advertised cash advance APRs change over time. Check rates before applying.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.