First National Bank Alaska Standard consumer credit card | Consumer Financial Protection Bureau

Alaska only

Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

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Phone

Did you know: This card is from a small bank, which often offer lower interest rates and could save you hundreds of dollars per year.

Purchase interest rate and fees

13.9%*

*As of Dec. 31, 2024. Advertised purchase APRs change over time. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
619 or less	13.9%	1 dollar sign symbol Pay less interest
620-719	13.9%	1 dollar sign symbol Pay less interest
720+	13.9%	1 dollar sign symbol Pay less interest

After opening the credit card, the purchase APR is fixed, meaning it will not go up or down with changes to an index, but it may still change. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: 3% of each purchase
Minimum finance charge: No minimum interest payment is required to avoid additional fees
Grace period: 25 days until interest begins to accrue on purchases
Balance computation method: Monthly interest is calculated based on your average daily balance including new purchases

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: up to $36 (will not exceed minimum payment due)
Over-limit fee: None

Rewards and perks

This card does not offer cash back, travel, or other rewards.

Services

Automobile rental insurance
Credit card registration
credit card alerts

Card features

Chip card

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

13.9%*

+

$5 or 3%

Cash advance fee details: Either $5.00 or 3% of the amount of each cash advance, whichever is greater (no maximum fee)

*As of Dec. 31, 2024. Advertised cash advance APRs change over time. Check rates before applying.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.