Credit Union Of Denver Platinum Credit Card | Consumer Financial Protection Bureau

Nationwide

Availability

Eligibility requirements

Must meet CU Denver membership requirements.
This card is from a credit union, a not-for-profit, member-owned institution that you must join before applying for the card. Check with the credit union for membership requirements, which typically include living in certain areas or working for certain employers.

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Web

cudenver.com

Phone

(800) 279-3288

Did you know: This card is from a credit union, which often offer lower interest rates and could save you hundreds of dollars per year.

Purchase interest rate and fees

12.49% – 19.49%*

*As of Jun. 30, 2024. Advertised purchase APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
619 or less	19.49%	2 dollar sign symbols Pay average interest
620-719	15.49%	1 dollar sign symbol Pay less interest
720+	13.49%	1 dollar sign symbol Pay less interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: 1% of each purchase
Minimum finance charge: A minimum interest payment of $15 is required to avoid additional fees
Grace period: 27 days until interest begins to accrue on purchases
Balance computation method: Monthly interest is calculated based on your average daily balance including new purchases
Purchase APR index: The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: $15 for the first late payment
Over-limit fee: None
Returned Payment: $9 (Returned payment for any check (or other negotiable instrument used for payment) which is returned unpaid.)
Replacement Card: $10 (Requested by consumer, not fraud related)
Expedited Delivery: $45 (Consumer requests expedited delivery through Fedex.)
24 Hour Expedited Delivery: $85 (Consumer requests overnight card request through Fedex.)
Billing Statement: $5 (Consumer requests billing statement vs locating e-statement.)

Rewards and perks

Cash back

Card features

Contactless Payments
Chip card

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

This card does not offer balance transfers.

Cash advance interest rate and fees

12.49% – 19.49%*

+

$0

*As of Jun. 30, 2024. Advertised cash advance APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical cash advance APRs for different credit scores for this card:

Credit score	Median cash advance APR
619 or less	19.49%
620-719	15.49%
720+	13.49%

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.