NASCAR American Express Card

Foreign transaction fee

Either $1 or 3% of the amount of each purchase in U.S. dollars, whichever is greater.

Minimum finance charge

A minimum interest payment of $1 is required to avoid additional fees

Grace period

24 days until interest begins to accrue on purchases

Balance computation method

Monthly interest is calculated based on your average daily balance including new purchases

Purchase APR index

The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Late fee

$29 for the first late payment and $39 for a late payment within six billing cycles of another late payment

Over-limit fee

None

Returned Payment

$29 (If a payment is not honored upon first presentment, even if the payment is later honored, a Returned Payment Fee will be charged to your Account. Currently, the fee is $29, unless you incurred a Returned Payment Fee in the prior six billing cycles. If you)

Credit Limit Increase

None (If a fee is imposed for processing a Credit Limit increase request, we will tell you the amount of the fee at the time of your request and before you agree to it.)

Sales Slip Request Fee

$6 (If you request a copy of a sales slip, for any purpose other than to resolve a dispute about the charges on your Account, you will be charged a fee of $6 for each sales slip copy requested.)

Duplicate Statement

$10 (If you request a duplicate copy of a monthly statement, for any purpose other than to assert a billing error, you will be charged a fee of up to $10 for each statement copy requested.)

Replacement Card

$25 (If you request a replacement card, a Replacement Card Fee of up to $25 may be charged to your Account.)

Services

• Access to Free Credit Scores
• Credit card registration
• Debt cancellation coverage
• Discounts on purchases of goods and services (non travel related)

Card features

• Contactless Payments
• Chip card