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Converse County Bank, The

Converse County Bank Credit Card

This credit card is recommended for people with the following credit scores: 620-719 and 720+

Nationwide
Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Phone

(844) 780-5300

Did you know: This card is from a small bank, which often offer lower interest rates and could save you hundreds of dollars per year.

Purchase interest rate and fees

12.9% – 16.8%* Purchase APR

*As of . Advertised purchase APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score Median purchase APR Comparison to other cards
620-719 12.9%
1 dollar sign symbol
Pay less interest
720+ 12.9%
1 dollar sign symbol
Pay less interest

After opening the credit card, the purchase APR is fixed, meaning it will not go up or down with changes to an index, but it may still change. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee
None
Minimum finance charge
No minimum interest payment is required to avoid additional fees
Grace period
30 days until interest begins to accrue on purchases
Balance computation method
Monthly interest is calculated based on your average daily balance excluding new purchases

Learn more about how credit card interest is calculated.

Fees

$0 Annual fee
Late fee
$10 for the first late payment and $10 for a late payment within six billing cycles of another late payment
Over-limit fee
None

Rewards and perks

Travel and other Rewards

Other rewards: Customers receive points that can be redeemed for either merchandise, gift cards, or travel

Services
  • Automobile rental insurance
  • Credit card registration
Card features
  • Chip card
  • Fee-free foreign transactions
  • Mobile wallet provisioning (for example, Apple Pay)

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

12.9% – 16.8%* Balance transfer APR for 0 months
+
$0 Balance transfer fee

*As of . Advertised balance transfer APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical balance transfer APRs for different credit scores for this card:

Credit score Median balance transfer APR
620-719 12.9%
720+ 12.9%

After 0 months, any remaining unpaid balance on your account will be subject to interest charges based on your purchase APR.

Cash advance interest rate and fees

12.9% – 16.8%* Cash advance APR
+
$0 Cash advance fee

*As of . Advertised cash advance APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical cash advance APRs for different credit scores for this card:

Credit score Median cash advance APR
620-719 12.9%
720+ 12.9%

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.