Barclays Bank Delaware AARP Travel Rewards Mastercard from Barclays

Nationwide

Availability

Review details with the company before applying

APRs change over time and are specific to the applicant. Check rates before applying.

Web

cards.barclaycardus.com

Phone

(888) 232-0780

Purchase interest rate and fees

21.99% – 29.99%*

*As of Jun. 30, 2024. Advertised purchase APRs change over time and are specific to the applicant, based on your credit score. Check rates before applying.

Here are typical APRs for different credit scores for this card:

Credit score	Median purchase APR	Comparison to other cards
620-719	29.99%	3 dollar sign symbols Pay more interest
720+	21.99%	2 dollar sign symbols Pay average interest

After opening the credit card, the purchase APR is variable, meaning it can go up or down based on the index listed in the details below. Learn more about APRs in general and about fixed versus variable APRs.

Foreign transaction fee: None
Minimum finance charge: A minimum interest payment of $0.50 is required to avoid additional fees
Grace period: 23 days until interest begins to accrue on purchases
Balance computation method: We use a method called "daily balance (including new purchases)". If you are a resident of Iowa at the time the account is opened, we use a method called "average daily balance (including new purchases)".
Purchase APR index: The purchase APR varies depending on the value of the prime index

Learn more about how credit card interest is calculated.

Fees

$0

Late fee: $28 for the first late payment and $39 for a late payment within six billing cycles of another late payment
Late fee policy details: up to $15 for residents of Iowa at time of account opening
Over-limit fee: None
Returned Payment fee: $39 (Charge incurred when a customer payment is returned due to insufficient funds in a consumer's account, closed accounts, or frozen accounts.)

Rewards and perks

Cash back and other

Other rewards: Other Rewards (Rewards Boost, Gift Cards & Merchandise)

Services

Access to Free Credit Scores
Automobile rental insurance
Other (ID Theft Protection, Global Emergency Services, Trip Cancellation/Trip Interruption/Baggage Delay, Travel Assistance, Travel Accident)

Card features

Contactless Payments
Chip card
Fee-free foreign transactions
Mobile wallet provisioning (for example, Apple Pay)
Other (Everyday Offers from Lyft, McAfee, ShopRunner, Instacart, Peacock

Did you know: If you carry a balance on your credit card, interest and fees typically exceed the value of any rewards earned. Learn why rewards may not be as beneficial as they seem.

Balance transfer interest rate and fees

0%*

+

$5 or 5% ($5 minimum)

Balance transfer fee details: Either $5 or 5% of the amount of each transfer, whichever is greater.

*As of Jun. 30, 2024. Advertised balance transfer APRs change over time. Check rates before applying.

After 15 months, any remaining unpaid balance on your account will be subject to interest charges based on your purchase APR.

Cash advance interest rate and fees

29.99%*

+

$10 or 5% ($10 minimum)

Cash advance fee details: Either $10 or 5% of the amount of each cash advance, whichever is greater.

*As of Jun. 30, 2024. Advertised cash advance APRs change over time. Check rates before applying.

The cash advance fee is charged for each cash advance.

Did you know: If you use your card to transfer a balance or get a cash advance, you may have to start paying interest on some or all of your total balance, including new purchases, as of the date of the transaction.