Auto loans basics

Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan?

Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

Can a lender or dealer ask me about the alimony, child support, or separate maintenance payments that I receive when I apply for an auto loan?

How do credit reporting companies get my information?

What is covered under the Military Lending Act?

Do auto and homeowners insurance companies share my information about claims?

Should I trade in my car if it’s not paid off?

What kind of credit inquiry has no effect on my credit score?

What should I do if I think an auto dealer or lender is breaking the law?

What is a buy rate for an auto loan?

What is an extended warranty or vehicle service contract?

What is the difference between a loan interest rate and the APR?

What is a Finance and Insurance (F&I) department?

How much can I afford to borrow for a car or auto loan?

How do I compare auto loan offers?

What should I know before I shop for a car or auto loan?

What are the different ways to buy or finance a car or vehicle?

How will shopping for an auto loan affect my credit?

How does a lender decide what interest rate to offer me on an auto loan?

What is risk-based pricing?

What is a loan-to-value ratio in an auto loan?

How does a down payment affect my auto loan?

How do I qualify for an advertised 0% auto financing?

What is a Truth-in-Lending disclosure for an auto loan?

Am I required to get my auto loan through a dealership?