LIBOR Index Transition
Resources to help industry understand, implement, and comply with regulatory requirements when transitioning from the LIBOR index, including the LIBOR Transition Rule in Regulation Z.
Featured topic
On April 28, 2023, the CFPB issued an interim final rule. The CFPB also released a Fast Facts summary of the rule and updated the LIBOR Transition Frequently Asked Questions (FAQs).
Rules
Browse the final rule to see amendments to Regulation Z facilitating the LIBOR Transition.
Regulations and official interpretations
Browse Regulation Z (12 CFR 1026) on: Interactive Bureau Regulations | eCFR
Main LIBOR Transition Rule provisions and official interpretations can be found in:
- § 1026.9, Open-end plan change-in-terms notices
- § 1026.20(a), Closed-end loan refinancing
- § 1026.40, HELOC index substitution
- § 1026.55, Credit Card index substitution
- § 1026.59, Credit Card rate reevaluation
- Appendix H to Part 1026, ARM Interest Rate Adjustment notices
- Supplement I to Part 1026 (including official interpretations for the above provisions)
Quick references
Executive summaries
Fast Facts: 2023 LIBOR Transition Interim Final Rule
Executive summary of the LIBOR Transition Rule
Other references
Unofficial redline of the 2023 LIBOR Transition Interim Final Rule
Unofficial redline of the LIBOR Transition Rule
Stay informed
Sign up for updates about our rulemaking.
FAQs
The Bureau provides a list of commonly asked questions and answers on particular topics to assist in understanding and complying with the LIBOR Transition Rule.
Forms
Downloadable versions of the ARM Interest Rate Adjustment Notice sample forms.
Additional materials
Joint Agency Statement on Managing the LIBOR Transition, Oct 2021
Joint Agency Statement on Managing the LIBOR Transition, Apr 2023