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When I tried to use my credit card to get cash from an ATM, I could not do so even though I know I have not used all my credit. What can I do?

You can check with your credit card company to find out what happened and why.

Many credit card companies set one overall credit limit, and a separate and lower limit on cash advances and checks written on your credit card account. It is possible that the transaction would have put you above your cash advance limit. 

Warning: Getting cash at an ATM with your credit card is expensive. Interest rates charged on cash advances are often higher than interest rates on purchases. There is often no grace period on cash advances. Check your latest credit card statement to see the interest rate on cash advances.

 

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