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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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What is a VA loan?

Answer:

The Department of Veterans Affairs (VA) offers loan programs to help servicemembers, veterans, and their families buy homes. 

The VA does not make loans, but rather sets the rules for who may qualify, arranges the terms under which mortgages may be offered, and guarantees any loan made under the program. Some VA loans are available with no down payment.

To learn more about VA loan programs, including whether you might qualify for one, visit the Department of Veterans Affairs website or call (800) 827-1000.

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