Skip to main content

What is a VA loan?

The Department of Veterans Affairs (VA) offers loan programs to help servicemembers, veterans, and their families buy homes. 

The VA does not make loans, but rather sets the rules for who may qualify, arranges the terms under which mortgages may be offered, and guarantees any loan made under the program. Some VA loans are available with no down payment.

To learn more about VA loan programs, including whether you might qualify for one, visit the Department of Veterans Affairs website or call (800) 827-1000.

Take the next step

Buying a House

We've built tools to help you understand the mortgage process and compare options.

Visit our "Buying a House" guide

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.