We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.
A credit monitoring service is a commercial service that charges you a fee to watch your credit reports and alert you to changes to the accounts listed on your credit report.
Services usually alert you of changes to your accounts by email, text message, or phone.
Before signing up for a service, make sure you understand what youre getting. This is particularly important if you are offered free credit monitoring.
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