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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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My bank/credit union no longer provides copies of my cancelled checks with my statement. Can the bank/credit union do that?

Answer:

Yes. Banks and credit unions are generally not required by law to return cancelled checks or check images. 

Usually your monthly statement will include the check number, amount, and date of payment for each check you wrote. State laws also generally require banks and credit unions to keep a copy of all checks for seven years. Contact your bank or credit union directly if you need to obtain a copy of a cancelled check. However, some banks or credit unions charge a fee for this service. Some states have laws preventing a charge for the first two check images per statement cycle.

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