Skip to main content
An official website of the United States government
(855) 411-2372
Submit a Complaint

Is forbearance available for private student loans?

Private student loans may or may not have a forbearance option, and the rules vary among lenders. Contact your loan servicer as early as possible if you want to explore this option.

Under forbearance you will eventually owe the new interest charges even if you’re not making payments. You have to apply to your loan servicer for forbearance, and you must continue to make payments until you've been notified your forbearance has been granted. The terms and fees associated with private student loan forbearance vary and may be less borrower-friendly terms than the federal forbearance option.

Contact your loan servicer as early as possible if you want to explore this option.

Take the next step

Submit a complaint

We’ll forward your issue to the company, give you a tracking number, and keep you updated on the status of your complaint.

Submit a complaint

Don't see what you're looking for?

Browse related questions

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.