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I want to apply for a student loan. Can a creditor ask me about my children or dependents or about the children or dependents of my co-signer?

A creditor may ask about the number and ages of your dependents. A creditor may also ask about dependent-related financial obligations or expenses. However, a creditor may do so only if the creditor asks for this information without regard to sex or marital status (or any other prohibited basis).

A creditor cannot ask you about your birth control practices. A creditor also cannot ask about your intentions concerning having or raising children or your capability to have children. 

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