I tried to cash a check at a bank/credit union where I don't have an account. The bank/credit union made me show identification. Is that allowed?
Yes, a bank or credit union can require identification before it cashes a check.
However, if you are at a bank or credit union where the check is from and you show the identification they require, the bank or credit union must cash the check if there is enough money in the account on which the check is written.
The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.