I received a check and tried to cash it at the bank/credit union that holds the account on which the check is written. The bank/credit union charged me a fee for cashing a check. Can a bank/credit union do that?
Generally, a bank or credit union can charge you a fee for cashing a check when you don’t have an account with that bank or credit union.
However, some states have laws that require employers to pay you in a way that enables you to get your wages without a fee. In those states, you should be able to cash your paycheck at the bank or credit union the check is from without paying a fee. To learn more about the law in your state, contact your state banking department, state Attorney General’s office, or for issues related to your paycheck, your state’s Labor Department.
Take the next step
Submit a complaint
We’ll forward your issue to the company, give you a tracking number, and keep you updated on the status of your complaint.