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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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I deposited a USPS Money Order, Cashier's Check, Certified Check, or Teller's Check. When can I access this money?

These types of deposits are subject to next-day availability if the deposit was made in person to a bank employee, meaning that they are available the next business day after the banking day on which the deposit is made.

Only the first $5,000 of a deposit is subject to next-day availability. The rest must be made available in a reasonable time. Deposits made via your bank’s ATM may not be available until the second business day.

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