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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

Learn how the CFPB can help you

I bought a used car and financed it at the dealership. They told me that the car was in good shape, but it turned out to have serious mechanical problems. The dealer says the warranty doesn't cover any of the problems. I can't afford to pay my loan payment and get the car fixed. What can I do?


Federal and state laws exist that may protect you in this situation. For example, some states have lemon laws that may provide a way for you to get paid back for a car that repeatedly fails to meet standards of quality and performance.

Your options vary based on your individual facts. Contact your state attorney general or the FTC for more information. 

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