Skip to main content

I am not married but want to submit a joint application for a mortgage or home equity loan with another person. Can we be treated differently from married joint applicants?

Generally, a creditor such as a lender or broker must evaluate married and unmarried applicants by the same standards.

A lender or broker may not treat married joint applicants differently from unmarried joint applicants based on the existence, absence, or likelihood of a marital relationship.

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.