Skip to main content

How does interest accrue while I am in school?

For subsidized federal student loans, interest is paid on your behalf by the U.S. government while you’re in school. For most other loans, interest accrues on a monthly or quarterly basis. 

That interest is then “capitalized,” meaning that it is added to your unpaid loan principal balance on a schedule. Consult your lender for details about interest on your student loans.

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.