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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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How do I avoid ATM fees?

Answer:

Generally, you can avoid ATM fees by using your own bank or credit union’s ATMs because most banks and credit unions don't charge a fee for this service.

Usually, when you use another bank or credit union’s ATM, both the operator of the ATM and your bank or credit union charge you a fee.

Some banks and credit unions offer to rebate ATM fees for customers that maintain high average balances. Check with your bank or credit union to find out what ATMs you can use without an additional fee.

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The content on this page provides general consumer information. It is not legal advice or regulatory guidance. The CFPB updates this information periodically. This information may include links or references to third-party resources or content. We do not endorse the third-party or guarantee the accuracy of this third-party information. There may be other resources that also serve your needs.

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