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Do I have the right to receive a copy of my home appraisal?

Yes. You have the right to receive a free copy of your home appraisal for a first-lien mortgage.

For first lien and certain higher-priced mortgage loan applications, mortgage lenders are required to provide you with a free copy of all appraisals and other written valuations that provide an estimate of the value of your home. For first lien applications, lenders are required to send you a copy:

  • Promptly after the appraisal report is completed, and no later than
  • Three days before your loan closes

If you have a problem with your mortgage closing process, you should discuss the issue or matter with your lender. If you’re having issues with your mortgage, you can also submit a complaint  to the CFPB online or by calling (855) 411-CFPB (2372). We’ll forward your complaint to the company and work to get you a response. You may also wish to get your own attorney to take a look at your issue or matter.

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