Can debt collectors tell other people about my debt?

No. Under federal law, a debt collector may contact other people but generally only to find out:

  • Where you live
  • What your phone number is
  • Where you work

Debt collectors generally can't contact people you know more than once and they can't say they're trying to collect on a debt.

Generally, a debt collector can't discuss your debt with anyone other than:

  • You
  • Your spouse
  • Your parents (if you are a minor)
  • Your guardian
  • Your attorney

If the debt collector knows an attorney is representing you about the debt, the debt collector must contact the attorney instead of you.

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