Can debt collectors tell other people about my debt?
No. Under federal law, a debt collector may contact other people but generally only to find out:
- Where you live
- What your phone number is
- Where you work
Debt collectors generally can't contact people you know more than once and they can't say they're trying to collect on a debt.
Generally, a debt collector can't discuss your debt with anyone other than:
- Your spouse
- Your parents (if you are a minor)
- Your guardian
- Your attorney
If the debt collector knows an attorney is representing you about the debt, the debt collector must contact the attorney instead of you.