Skip to main content
An official website of the United States government
(855) 411-2372
Submit a Complaint

Can a student lender consider my age when deciding whether to give me credit?

Generally, a creditor cannot use your age to make credit decisions.  However, there are exceptions to this rule.

 For example, age can be considered in a valid credit scoring system.  A creditor may also relate your age to other information about you that the creditor considers in evaluating creditworthiness. For example, a creditor may take into account your age in evaluating your lack of job history.

Don't see what you're looking for?

Browse related questions

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.