Can a lender or dealer consider the fact that I am not a citizen of the United States?

Answer:

A creditor such as a lender or dealer cannot discriminate on the basis of national origin. However, a lender or dealer may ask about your permanent residency and immigration status.

A lender or dealer may consider this information or any additional information that may affect its rights and remedies regarding repayment.

A lender or dealer may also take into account any law, regulation, or executive order that limits dealings with citizens of certain countries.

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