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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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Can a lender or broker consider whether I receive income from a public assistance program when deciding whether to give me a mortgage or home equity loan?

Answer:

A creditor such as a lender or broker cannot discriminate against you because you receive public assistance income.

Like any other income, a lender or broker may consider whether your public assistance income is likely to continue. If your income is not likely to continue, that fact can be considered in determining your creditworthiness.

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