Are there any different requirements for same-sex spouses jointly applying for a VA Loan?
Answer: No. The VA does not differentiate between same-sex and opposite-sex spouses when processing claims and applications.
Spousal status is evaluated the same for all borrowers, with the borrower(s) simply indicating their marital status on the application and related loan documents. No extra documentation is required, other than the borrower’s assertion that they’re married, for verification of marital status. Veterans interested in learning more about the VA loan process can review the VA’s Circular on the topic.
Veterans applying for a VA loan with a co-borrower who is not their spouse (regardless of sex), may experience different loan underwriting requirements than veterans who apply for a VA loan with their spouse.