Blog archive

If the people you serve face unexpectedly high medical costs, now they have protections under the No Surprises Act, plus support from the CFPB on debts arising from charges that exceed amounts allowed under the No Surprises Act.

Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request, review, and freeze your consumer reports.

Several weeks ago, we issued a market-monitoring inquiry into “buy now, pay later” (BNPL) products and business practices. Now we are inviting anyone interested in this market to submit comments -- including families, small businesses, and international regulators.

Consumers told us how credit reporting errors affect their lives. Here are steps you can take to help hold credit reporting companies accountable.

Learn more about Buy Now Pay Later (BNPL) loans before using them for your purchases this holiday season.

The CFPB issued rules clarifying how debt collectors can communicate with you. Here are five key things to know about these new debt collection rules.

Learn how Buy Now, Pay Later (BNPL) products work, and important details to help you decide whether or not to use them for purchases.

The CFPB has notified companies that we will be paying particular attention to practices related to the accuracy of rental information in consumer reports. Learn how to protect yourself and how to take action if denied rental housing because of errors in your tenant screening reports.

Millions of consumers may have business loans and commercial credit products on their consumer credit reports. New CFPB research finds inconsistent reporting practices that may impact consumer credit scores.

Your consumer reporting data can affect your ability to get a loan, job, or apartment. Learn how to request your consumer reports.

This quarterly consumer credit trends report explores the prevalence of actual payment information in consumer credit reporting.

Your credit reports and scores play an important role in your future financial opportunities. Learn how to manage and protect your credit during the COVID-19 (coronavirus) pandemic.

A growing number of financial services are powered by data sharing. Learn what that means for you, and the key things to consider before sharing your data.

The Bureau released FAQs for industry that will help ensure that consumers affected by COVID-19 receive the credit reporting protections required by the CARES Act amendments to the FCRA.

Request your consumer reports using our list of consumer reporting companies. Your consumer reporting data affects your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life to reach your financial and personal goals.

Background screening reports are used by employers to check histories of applicants and employees, including criminal record histories.

A joint study with Credit Karma explores the relationship between subjective Financial Well-Being (FWB) and objective credit characteristics and engagement with financial education tools. The report identifies credit report and engagement variables that are significantly related to a consumer’s FWB score, including credit score, credit limit, credit utilization, and the use of a credit simulator tool.

Were you affected by the 2017 Equifax data breach? Find out about the legal settlement, benefits, and compensation that you may be eligible to claim.

An update on results provided under the Bureau’s No-Action Letter on alternative data and machine learning.

The ability of consumers to access various types of credit can be affected by their credit scores, as many lenders require a minimum credit score before credit will be extended. This report finds that consumers with lower credit scores are more likely to apply for credit around peaks and troughs in their scores.

Wondering how to keep your student loans in order? Stay on top of your student loans by doing these three things every year.

Read our tips for guarding your personal information against identity theft, as well as our new print resources you can use for free.

Before making a big purchase, take these five free steps to prepare your credit.

Find out if you’re making common credit mistakes and learn how to get them fixed.

The Consumer Financial Protection Bureau and the Federal Trade Commission are sharing information about a new law that allows parents and child welfare representatives of young people (under 16) to request a security freeze on their behalf to protect them from identity theft and fraud.