Homeowners have expanded access to protections

If you’re struggling to pay your mortgage during the COVID-19 pandemic, you’re not alone. Millions of Americans are behind on mortgage payments. But help is available to most homeowners:

• Most homes are protected from foreclosure through at least March 31, 2021 – though many are protected through June 30, 2021.
• Most homeowners now have until at least June 30 to sign up for forbearance – a way to temporarily lower or pause mortgage payments.
• And if you’re enrolled in a federal forbearance program you may be able to extend that protection for several months.

To learn if you’re eligible for these protections, how to get them, and which deadlines apply to you, visit consumerfinance.gov/housing.