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Debt Collection Practices (Regulation F); Delay of Effective Date

In 2020, the Bureau of Consumer Financial Protection (Bureau) finalized two rules titled Debt Collection Practices (Regulation F). The rules revise Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA). Both final rules have an effective date of November 30, 2021. The Bureau is proposing to extend that effective date by 60 days, until January 29, 2022.

Proposed rule with request for public comment

Read it in the Federal Register

View pdf

Updated on 4/7/21 to address a technical issue and a non-substantive change.

Debt collection compilation page

Debt Collection Rule (Regulation F) compilation page