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Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events

consumers to choose among several different payment options for each billing period, is an example of a loan

• • 1026 (Regulation Z)

Comment for 1026.23 - Right of Rescission

the new dwelling is considered the principal dwelling if it secures the acquisition or construction loan

• • 1026 (Regulation Z)

Comment for 1024.30 - Scope

this subpart and § 1024.17, regardless of whether the successor in interest assumes the mortgage loan

• • 1024 (Regulation X)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

)(4) (i.e., the maximum amount of the prepayment penalty that may be imposed under the terms of the loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

If a dollar amount that is required to be rounded by § 1026.37(o)(4)(i) on the Loan Estimate is

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

In certain credit sale or loan transactions, a consumer may reduce the dollar amount of the payments

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

A creditor may make a mortgage loan that will be transferred or sold to a purchaser pursuant to an agreement

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

principle because more than one AUS result is generated by a system that corresponds to either the loan

• • 1003 (Regulation C)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

Borrower” to be disclosed under § 1026.38(i)(4)(ii)(B) is determined by subtracting the sum of the loan

• • 1026 (Regulation Z)

§ 1024.41 Loss mitigation procedures.

If a transferee servicer acquires the servicing of a mortgage loan for which the borrower's time period

• • 1024 (Regulation X)

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.

(B) A consumer indicates on an application for a $200,000 mortgage loan that she receives $15,000 in

• • 1022 (Regulation V)

§ 1024.41 Loss mitigation procedures.

borrower to enforce the terms of any agreement between a servicer and the owner or assignee of a mortgage loan

• • 1024 (Regulation X)

§ 1026.48 Limitations on private education loans.

applicable law or regulation, paragraph (a)(1) of this section does not apply if the private education loan

• • 1026 (Regulation Z)

Appendix A to Part 1004 — Official Commentary on Regulation D

For example, a fixed-rate mortgage loan with a 30-year amortization period but a balloon payment due

• • 1004 (Regulation D)

Comment for 1026.2 - Definitions and Rules of Construction

To illustrate, assume a consumer owes $10,000 on an existing automobile loan and that the trade-in value

• • 1026 (Regulation Z)

Comment for 1026.4 - Finance Charge

The creditor is free to impose the fee in only certain of its loan programs, such as mortgage loans.

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

may be made by using language such as “collateral securing other loans with us may also secure this loan

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Term of the loan.

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

Examples of misleading claims of debt elimination or waiver or forgiveness of loan terms with, or obligations

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

opening and secured by the same dwelling that secures the transaction (for example, a “piggy back” loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

percentage rates for other types of transactions for which direct survey data are not available based on the loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

However, if the application for the loan in question was received before April 1 of the current calendar

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Distressed consumers are consumers who are working with the creditor or servicer to attempt to bring the loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

The loan is - (1) subject to the Bureau's ability-to-repay requirements in § 1026.43 as a “covered

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

A loan originator organization that establishes written procedures for determining whether individuals

• • 1026 (Regulation Z)