Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
Assume that all the fees in the examples below are charged on the covered separate credit feature.
- 1026 (Regulation Z)
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§ 1026.9 Subsequent disclosure requirements.
A card issuer that imposes any annual or other periodic fee to renew a credit or charge card account
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
If a credit program allows consumers to skip or reduce one or more payments during the year, or involves
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
A consumer opens a new credit card account under an open-end (not home-secured) consumer credit plan
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
In certain credit sale or loan transactions, a consumer may reduce the dollar amount of the payments
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
In certain credit sale or loan transactions, a consumer may reduce the dollar amount of the payments
- 1026 (Regulation Z)
Comment for 1026.42 - Valuation Independence
A person solely responsible for credit administration or risk management is also not considered part
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
and commentary do not specify how much income is needed to support a particular level of debt or how credit
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
For example, if a card issuer increases the penalty rate for a credit card account under an open-end
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
Assume that on January 1, 2011, a consumer opens a new credit card account under an open-end (not home-secured
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
. • We can apply any unpaid amount against your credit limit.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
creditors to published tables of average prime offer rates for fixed- and variable-rate closed-end credit
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
If the credit plan involves more than one creditor, only one set of disclosures shall be given, and the
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
In determining which balance computation method to disclose, the creditor shall assume that credit extended
- 1026 (Regulation Z)
§ 1026.16 Advertising.
b)(3) set forth affirmatively or negatively in an advertisement for an open-end (not home-secured) credit
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
standards under § 1026.36(f)(3)(ii), before the individual acts as a loan originator in a consumer credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
In a credit sale, the “downpayment” may only be used to reduce the cash price.
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
Open-end credit.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
failure to pay interest on the $6,000 does not result in an additional finance charge on the extension of credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
creditor is a beneficiary of a residual value insurance policy written in connection with an extension of credit
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
creditor or to the consumer, in order to reduce the consumer's payments for all or a portion of the credit
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
Section 1026.17(c)(6)(i) deals with a series of advances under an agreement to extend credit up to a
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
Consolidation of the interim student credit extensions through a renewal note with a set repayment schedule
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
When a credit sale transaction involves property that is being used as a trade-in (an automobile, for
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
The fact that collateral for pre-existing credit with the institution is being used to secure the present
- 1026 (Regulation Z)