Search regulations

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

property listed, by comparing Schedule E with the real estate owned section of the Uniform Residential Loan

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

(k) Loan/Application Register means both the record of information required to be collected pursuant

• • 1003 (Regulation C)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

Loans that provide for more than one advance are considered to be a covered longer-term balloon-payment loan

• • 1041 (Payday Lending Rule)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

A loan agreement provides that the consumer, at some future date, must authorize the lender or service

• • 1041 (Payday Lending Rule)

§ 1024.2 Definitions.

broker (including counseling, taking of applications, obtaining verifications and appraisals, and other loan

• • 1024 (Regulation X)

Comment for 1002.2 - Definitions

accordance with the creditor's procedures, a refusal to refinance or extend the term of a business or other loan

• • 1002 (Regulation B)

Comment for 1024.34 - Timely Escrow Payments and Treatment of Escrow Balances

any remaining funds in an escrow account against the outstanding balance of the borrower's mortgage loan

• • 1024 (Regulation X)

§ 1026.33 Requirements for reverse mortgages.

An explanation of the table of total annual loan cost rates as provided in the model form found in paragraph

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(iv) The consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to

• • 1026 (Regulation Z)

§ 1026.46 Special disclosure requirements for private education loans.

consumer expressly, in whole or in part, for postsecondary educational expenses, regardless of whether the loan

• • 1026 (Regulation Z)

§ 1026.47 Content of disclosures.

under paragraph (a) of this section on or with a solicitation or an application for a private education loan

• • 1026 (Regulation Z)

§ 1007.101 Authority, purpose, and scope.

(collectively referred to in this part as national banks), and their employees who act as mortgage loan

• • 1007 (Regulation G)

Comment for 1026.2 - Definitions and Rules of Construction

An identification card indicating loan approval that is presented to a merchant or to a lender, whether

• • 1026 (Regulation Z)

Appendix B to Part 1003 — Form and Instructions for Data Collection on Ethnicity, Race, and Sex

When you purchase a covered loan and you choose not to report the applicant's or co-applicant's ethnicity

• • 1003 (Regulation C)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

A closed-end mortgage loan or an open-end line of credit to a corporation whose funds will be used primarily

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

(i) by reporting the following information about the physical location of the property securing the loan

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

For a covered loan that was purchased, a financial institution reports the number of months after which

• • 1003 (Regulation C)

Appendix B to Part 1024 — Illustrations of Requirements of RESPA

Facts: A, a “mortgage originator,” receives loan applications, funds the loans with its own money or

• • 1024 (Regulation X)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

creditor to use an appropriate period of time, appropriate geographic area, and appropriate type of loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

A creditor meets the rural-or-underserved test for any higher-priced mortgage loan consummated during

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

satisfies the criterion in § 1026.35(b)(2)(iii)(C) for purposes of any higher-priced mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For purposes of § 1026.43(c)(2)(iv), a simultaneous loan includes any covered transaction or home

• • 1026 (Regulation Z)

Comment for 1041.8 - Prohibited Payment Transfer Attempts

attempts, initiates an electronic fund transfer to collect the first scheduled payment due under a loan

• • 1041 (Payday Lending Rule)

§ 1024.2 Definitions.

does not include any agency or instrumentality of any State, and the term “residential real estate loan

• • 1024 (Regulation X)

§ 1024.6 Special information booklet at time of loan application.

lender receives, or for whom the lender prepares, a written application for a federally related mortgage loan

• • 1024 (Regulation X)