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Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For example, creditors may not add additional pages in between the pages of the Loan Estimate, or attach

• • 1026 (Regulation Z)

§ 1026.9 Subsequent disclosure requirements.

(iii) Maximum insurable loan balance, maximum periodic benefit payment, maximum number of payments, or

• • 1026 (Regulation Z)

§ 1026.19 Certain mortgage and variable-rate transactions.

(2) A loan program disclosure for each variable-rate program in which the consumer expresses an interest

• • 1026 (Regulation Z)

§ 1026.19 Certain mortgage and variable-rate transactions.

defines the class of transactions based on an appropriate period of time, geographic area, and type of loan

• • 1026 (Regulation Z)

§ 1026.31 General rules.

(iii) Within a reasonable time, whatever adjustments are necessary are made to the loan or credit plan

• • 1026 (Regulation Z)

§ 1026.31 General rules.

(iii) Within a reasonable time, whatever adjustments are necessary are made to the loan or credit plan

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

The minimum and maximum interest rates for the loan, after any introductory period expires, labeled “

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

Under the master heading “Additional Information About This Loan” required by paragraph (k) of this section

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(B) For a loan amount greater than or equal to $60,000 (indexed for inflation) but less than $100,000

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(D) For a loan amount greater than or equal to $12,500 (indexed for inflation) but less than $20,000

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(E) A loan that is eligible to be insured, except with regard to matters wholly unrelated to ability

• • 1026 (Regulation Z)

§ 1008.105 Minimum loan originator license requirements.

(a) Has never had a loan originator license revoked in any governmental jurisdiction, except that a formally

• • 1008 (Regulation H)

§ 1008.113 Performance standards.

(4) The supervisory authority must examine or investigate loan originator licensees in a systematic manner

• • 1008 (Regulation H)

Comment for 1041.5 - Ability-to-Repay Determination Required

5(d)(2) Prohibition on Loan Sequences of More Than Three Covered Short-Term Loans or Covered Longer-Term

• • 1041 (Payday Lending Rule)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

offers generally to the public, via advertisements or other marketing or via other persons that are loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The remaining loan term as of June 1, 2016, the date of the recast, which is 27 years and nine months

• • 1026 (Regulation Z)

Comment for 1003.2 - Definitions

A new closed-end mortgage loan that satisfies and replaces one or more existing closed-end mortgage loans

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

Covered loan amount - refinancing.

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

See comment 4(a)-5 regarding reporting requirements when a covered loan is repurchased by the originating

• • 1003 (Regulation C)

Comment for 1026.3 - Exempt Transactions

or in personal property used or expected to be used as the consumer's principal dwelling, an exempt loan

• • 1026 (Regulation Z)

Comment for 1026.4 - Finance Charge

Charges assessed during the loan term.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

A loan in an amount of $200,000 has a 30-year loan term.

• • 1026 (Regulation Z)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

Section 1041.3(e)(2) excludes loans from the conditional exemption in § 1041.3(e) if the loan would

• • 1041 (Payday Lending Rule)

§ 1024.32 General disclosure requirements.

(ii) Unless the successor in interest assumes the mortgage loan obligation under State law, the successor

• • 1024 (Regulation X)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

For example, if the servicer offers several loan modification programs, the servicer may provide a generic

• • 1024 (Regulation X)