Comment for 1026.52 - Limitations on Fees
A security deposit that is charged to a credit card account is a fee for purposes of § 1026.52(a
- 1026 (Regulation Z)
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A security deposit that is charged to a credit card account is a fee for purposes of § 1026.52(a
A prepaid account number that can access such a digital wallet is not a hybrid prepaid-credit card with
A credit feature for purposes of § 1026.61(a)(5)(iv) does not include an asset account other than
The requirements of this paragraph apply to any advertisement of an open-end credit plan not subject
In a closed-end consumer credit transaction secured by real property or a cooperative unit, other than
A creditor or other person may impose a bona fide and reasonable fee for obtaining the consumer's credit
(1) The requirements of this section apply to a high-cost mortgage, which is any consumer credit transaction
(1) Covered transaction means a consumer credit transaction that is secured by a dwelling, as defined
or charge solely because of the card issuer's failure to promptly replenish the consumer's available credit
Credit extended to trusts established for tax or estate planning purposes or to land trusts, as described
There is no precise test for what constitutes credit offered or extended for personal, family, or household
A discount imposed on a credit obligation when it is assigned by a seller-creditor to another party is
tax, property tax, intangible tax, or any other state or local tax imposed on the consumer, or on the credit
1026.4(b)(11) and related commentary do not apply to fees or charges imposed on the non-covered separate credit
that is written for one year is one year even though premiums are paid monthly and the term of the credit
does not apply to the use of a check guarantee card or a debit card in connection with an overdraft credit
#160;1026.18(q) does not preclude the imposition of an assumption fee, but a modification of the basic credit
installment sales law or a state plain language law, except to the extent that it regulates the disclosure of credit
On or after December 9, 1987, when a credit obligation is refinanced, as defined in § 1026.20(a)
Explain or describe the steps that a consumer would need to take to obtain an offer of credit, including
for any product or service required to be obtained or performed as a condition of the extension of credit
i), the costs incurred by a card issuer as a result of declining payment on a check that accesses a credit
tabular disclosure a grace period (or lack of a grace period) offered on check transactions that access a credit
(B) Right to reject for credit card accounts under an open-end (not home-secured) consumer credit plan
Generally, a creditor may not increase the maximum interest rate originally set on a credit obligation