Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Thus, a fixed rate mortgage subject to a 5-year step payment plan is disclosed as a “5 Year Step Payment
- 1026 (Regulation Z)
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Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
estimate the amount the consumer is likely to pay during the first year after consummation for the mortgage-related
- 1026 (Regulation Z)
Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers
A loss mitigation option is available if the owner or assignee of a mortgage loan offers an alternative
- 1024 (Regulation X)
Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers
A loss mitigation option is available if the owner or assignee of a mortgage loan offers an alternative
- 1024 (Regulation X)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
For example, assume that a mortgage loan has a monthly billing cycle, each payment due date is on the
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Fixed-rate mortgage.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The non-standard mortgage is consummated on February 15, 2014, and the first monthly payment is due on
- 1026 (Regulation Z)
Comment for Appendix K - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
In other aspects the appendix reflects the special nature of reverse mortgage transactions.
- 1026 (Regulation Z)
§ 1003.3 Exempt institutions and excluded and partially exempt transactions.
a New York State consolidation, extension, and modification agreement classified as a supplemental mortgage
- 1003 (Regulation C)
Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions
Section 1003.3(c)(3) provides that closed-end mortgage loans or open-end lines of credit obtained for
- 1003 (Regulation C)
Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form
.” - For transactions involving mortgage brokers, the mortgage broker must indicate through check boxes
- 1024 (Regulation X)
Comment for 1003.4 - Compilation of Reportable Data
developed by a securitizer, Federal government insurer, or a Federal government guarantor of closed-end mortgage
- 1003 (Regulation C)
§ 1024.17 Escrow accounts.
(8) Provisions in federally related mortgage documents.
- 1024 (Regulation X)
Appendix A to Part 1004 — Official Commentary on Regulation D
than once during a year, that provision is preempted by § 1004.3 with respect to alternative mortgage
- 1004 (Regulation D)
Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability
Assume further that, on December 19, 2016, the escrow account established in connection with the mortgage
- 1026 (Regulation Z)
Comment for 1002.9 - Notifications
qualify for under various loan programs, explaining the process the consumer must follow to submit a mortgage
- 1002 (Regulation B)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
incurring any fee imposed by a creditor or other person in connection with the consumer's application for a mortgage
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
When the creditor holds a mortgage or deed of trust on the consumer's principal dwelling and that mortgage
- 1026 (Regulation Z)
Comment for 1026.26 - Use of Annual Percentage Rate in Oral Disclosures
For example, the creditor may be unable to state a precise annual percentage rate for a mortgage loan
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Assume further that the creditor consummates a higher-priced mortgage loan in 2017 for which the application
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Escrow accounts established for first-lien higher-priced mortgage loans for which applications were received
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
Non-federally related mortgage loans.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
For example, a creditor may take into account that an existing mortgage is likely to be paid off soon
- 1026 (Regulation Z)
Appendix A: Comment for 1004.3 Preemption of State Law
than once during a year, that provision is preempted by § 1004.3 with respect to alternative mortgage
- 1004 (Regulation D)
§ 1024.9 Reproduction of settlement statements.
settlements; for example, breakdown of payoff figures, a breakdown of the borrower's total monthly mortgage
- 1024 (Regulation X)