Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Section 1026.61(a)(2)(i) applies where the prepaid card can be used from time to time to draw funds from
- 1026 (Regulation Z)
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§ 1026.7 Periodic statement.
If the minimum payment repayment estimate is less than 2 years, the card issuer must disclose the estimate
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
For purposes of this section, the term “unauthorized use” means the use of a credit card by a person,
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
cardholder withholds payment of the amount of credit outstanding for the disputed transaction, the card
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
(1) If the applicable minimum payment formula includes interest charges, the card issuer estimates those
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
A card issuer may increase an annual percentage rate or a fee or charge required to be disclosed under
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
i) Prior to commencement of the arrangement (except as provided in § 1026.9(c)(2)(v)(D)), the card
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
(a) For Credit Card Accounts Under an Open-End (Not Home-Secured) Consumer Credit Plan [Interest will
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
A credit card must be usable from time to time.
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
The requirement to provide the disclosure arises when the card issuer changes the provider of insurance
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer is permitted, however, to provide in the terms of the account that the variable rate will
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
Section 1026.59(d)(2) applies if an issuer increased the rate applicable to a credit card account under
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
(A) The following statement: “Minimum Payment Warning: Even if you make no more charges using this card
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(8) If the change in terms being disclosed is an increase in an annual percentage rate for a credit card
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
If any of the disclosures are provided on the back of a periodic statement, the card issuer shall include
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
A card issuer may increase an annual percentage rate or a fee or charge required to be disclosed under
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
(2) The balance is transferred from a credit card account under an open-end (not home-secured) consumer
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
When a card issuer provides notice under § 1026.9(e)(1), a cardholder must be given at least 30
- 1026 (Regulation Z)
Comment for 1026.11 - Treatment of Credit Balances; Account Termination
A card issuer may direct administrators, who call a general customer service toll-free number or who
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
With respect to a covered separate credit feature accessible by a hybrid prepaid-credit card as defined
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer may not increase a fee or charge required to be disclosed under § 1026.6(b)(2)(ii)
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A transaction initiated using a prepaid card when there are insufficient or unavailable funds in the
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A transaction initiated using a prepaid card when there are insufficient or unavailable funds in the
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
If the card issuer makes an agreement available upon request, the issuer must provide the cardholder
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
feature of a prepaid account with a covered separate credit feature accessible by a hybrid prepaid-credit card
- 1026 (Regulation Z)