Comment for 1026.56 - Requirements for Over-the-Limit Transactions
The card issuer provides the notice on the application form that the consumer can fill out to request
- 1026 (Regulation Z)
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Comment for 1026.7 - Periodic Statement
A card issuer complies with the requirements of § 1026.7(b)(12)(iv)(A) if, through the toll-free
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
The § 1026.12(c) credit card “holder in due course” provision deals with the consumer's right to
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
A consumer uses a hybrid prepaid-credit card as defined in § 1026.61 to make a purchase to obtain
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
percentage rate, fee, or charge must apply for a specified period of six months or longer before a card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume that a card issuer discloses at account opening on January 1 of year one that the annual percentage
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
If a balance is transferred to a credit card account under an open-end (not home-secured) consumer credit
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
With respect to a covered separate credit feature accessible by a hybrid prepaid-credit card as defined
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
In order for a prepaid card to be a hybrid prepaid-credit card under § 1026.61(a), the prepaid card
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
disclosures and periodic statements be provided, as well as additional disclosures for credit and charge card
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
need not be written under paragraph (a)(1)(ii)(A) of this section; disclosures for credit and charge card
- 1026 (Regulation Z)
§ 1026.53 Allocation of payments.
section, when a consumer makes a payment in excess of the required minimum periodic payment for a credit card
- 1026 (Regulation Z)
§ 1026.56 Requirements for over-the-limit transactions.
A card issuer may not impose an over-the-limit fee or charge for a billing cycle if a consumer exceeds
- 1026 (Regulation Z)
§ 1026.61 Hybrid prepaid-credit cards.
2)(i)(A) of this section is a covered separate credit feature accessible by a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
If the highest penalty rate has previously been triggered on an account, the card issuer may, but is
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
Card issuers subject to § 1026.55 are prohibited from increasing the annual percentage rate for
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
The card issuer is not prohibited under § 1026.12(d) from automatically deducting the amount due
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Nothing in § 1026.55 prohibits a card issuer from lowering an annual percentage rate or a fee or
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Section 1026.55(b)(4)(ii) does not apply if the card issuer does not receive six consecutive required
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
disclosure that charges are payable upon receipt of the periodic statement is applicable only to charge card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
If a card issuer decreases the credit limit during the first year after the account is opened, §
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
The card issuer does not accept requests from consumers regarding the allocation of excess payments pursuant
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
On May 16 of year one, the card issuer has not received the required minimum periodic payments due on
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
On March 15, the card issuer provides a notice pursuant to § 1026.9(c) informing the consumer that
- 1026 (Regulation Z)
Appendix M1 to Part 1026 — Repayment Disclosures
When calculating the minimum payment repayment estimate, a card issuer must use the annual percentage
- 1026 (Regulation Z)