§ 1026.8 Identifying transactions on periodic statements.
(2) As an alternative to the brief identification for sale or nonsale credit, the creditor may disclose
- 1026 (Regulation Z)
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§ 1026.32 Requirements for high-cost mortgages.
minimum periodic payments at the current annual percentage rate if the consumer borrows the maximum credit
- 1026 (Regulation Z)
§ 1026.51 Ability to Pay.
A card issuer may not open a credit card account under an open-end (not home-secured) consumer credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
This test is composed of two requirements, both of which must be met in order for a particular credit
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
The creditor need not describe each credit by type (returned merchandise, rebate of finance charge, etc
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
A creditor may list credits relating to credit extensions (payments, rebates, etc.) together with other
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
Except for extensions of credit subject to § 1026.19(a) or (e) and (f), when the creditor receives
- 1026 (Regulation Z)
Comment for 1026.29 - State Exemptions
Credit or lease transactions subject to the Maine Consumer Credit Code and its implementing regulations
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
An employee of a retail establishment, in the course of processing a sales transaction using a bank credit
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
The credit is pushed from the covered separate credit feature to the asset feature of the prepaid account
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
The credit is pulled from the covered separate credit feature to the asset feature of the prepaid account
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Below is an example of when a prepaid card is not a hybrid prepaid-credit card with respect to credit
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Below is an example of when a prepaid card is a hybrid prepaid-credit card with respect to credit extended
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
As a result, the higher price (the open-end credit or credit card price) must be displayed at the pump
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
A creditor that upgrades, or otherwise changes, a consumer's plan to a different open-end credit plan
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Assume that, under the terms of a credit card account, a consumer is required to pay $125 in fees for
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(13) Consummation means the time that a consumer becomes contractually obligated on a credit transaction
- 1026 (Regulation Z)
§ 1026.3 Exempt transactions.
(ii) The creditor reduces the express written commitment to extend credit to $25,000 or less.
- 1026 (Regulation Z)
§ 1026.24 Advertising.
(f) Disclosure of rates and payments in advertisements for credit secured by a dwelling —
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(ii) Credit risk means the financial risk that a consumer will default on a loan.
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
A prepaid card that is a hybrid prepaid-credit card as defined in § 1026.61.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Charges for a required maintenance or service contract imposed only in a credit transaction.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
On the credit transaction, without indicating which party is liable for the tax; or
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
24(f) Disclosure of Rates and Payments in Advertisements for Credit Secured by a Dwelling
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Offering a new credit card agreement that was not submitted to the Bureau previously.
- 1026 (Regulation Z)