§ 1026.52 Limitations on fees.
A card issuer must not impose a fee for violating the terms or other requirements of a credit card account
- 1026 (Regulation Z)
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A card issuer must not impose a fee for violating the terms or other requirements of a credit card account
Credit accessed in connection with by a prepaid account.
Making a good faith effort to refund any credit balance before 6 months have passed.
Credit card obtained through robbery or fraud.
Making a good faith effort to refund any credit balance before 6 months have passed.
., total dollar amount of credit extended or total number of transactions originated), delivered to the
Transactions that exceed the credit limit.
Assume that the billing cycles for a credit card account with a credit limit of $5,000 begin on the first
charge discounts offered to consumers for using cash or another means of payment instead of using a credit
Method of calculating the amount of credit outstanding.
The de minimis exception is distinct from the private label credit card exception under § 1026.58
(2) As a renewal of, or substitute for, an accepted credit card.
(2) A credit plan in which a state agency is a creditor.
(i) The cardholder can obtain extensions of credit on the account; or
Charges imposed for the termination of an open-end credit plan.
6(b)(5)(i) Voluntary Credit Insurance, Debt Cancellation or Debt Suspension
A termination or suspension of credit privileges. (But see § 1026.40(f).)
Refunding any credit balance upon the consumer's oral or electronic request.
If a credit transaction involves more than one creditor:
61(a)(5)(iii)(D) Exception for Certain Credit Card Account Arrangements
(ii) As provided in section 125(e) of the Act, the consumer does not have the right to rescind each credit
Any limitations on the number of extensions of credit and the amount of credit that may be obtained during
(1) With respect to a covered separate credit feature that could be accessible by a hybrid prepaid-credit
If an account is temporarily suspended (for example, because the consumer has exceeded a credit limit
The use of a “supplemental credit device” in the form of a check or draft or the use of the overdraft