Comment for 1026.7 - Periodic Statement
If the consumer's account has both a purchase feature and a cash advance feature, the creditor must disclose
- 1026 (Regulation Z)
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Comment for 1026.12 - Special Credit Card Provisions
card in connection with an overdraft credit plan, or to a check guarantee card used in connection with cash-advance
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
creditors are permitted to explain how the amount of any finance charge will be determined; where a cash-advance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
on a credit cardholder by a card issuer for the use of an automated teller machine (ATM) to obtain a cash
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
If the cash advance fee is the same dollar amount as the transaction charge for purchases described in
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
Assume that a credit card account has a cash advance balance of $500 at an annual percentage rate of
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
fee for credit drawn from a covered separate credit feature using a hybrid prepaid-credit card for a cash
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
example, choose to arrange transactions by feature (such as disclosing sale transactions separately from cash
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
not include a check issued payable to a consumer representing loan proceeds or the disbursement of a cash
- 1026 (Regulation Z)
Comment for 1026.54 - Limitations on the Imposition of Finance Charges
Same facts as in paragraph 6 above except that, on March 18, a $250 cash advance is charged to the account
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
required to, arrange transactions by feature (such as disclosing purchase transactions separately from cash
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume also that the account has a purchase balance of $2,000 at an annual percentage rate of 15% and a cash
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
a particular transaction need not be the rate in effect on the date of the transaction (purchase or cash
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
generally treats one-time transfers of credit using the credit card account number to asset accounts as cash
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
Similarly, if a card issuer raises the cash advance rate applicable to a consumer's account but the consumer
- 1026 (Regulation Z)
§ 1026.11 Treatment of credit balances; account termination.
account is inactive for purposes of this paragraph if no credit has been extended (such as by purchase, cash
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
Fees for using the card at the creditor's ATM to obtain a cash advance, fees to obtain additional cards
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
For example, if a consumer obtains a $1,500 cash advance subject to both a 1% transaction fee and a 1%
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
Foreign cash advances.
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
discloses at account opening on January 1 of year one that the annual percentage rate that applies to cash
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
The card issuer must allocate $1,300 of the excess payment to pay in full the $300 cash advance balance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Any charge imposed on a credit cardholder for making a purchase or obtaining a cash advance outside the
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(2) The type of rate that will apply (such as whether the purchase or cash advance rate applies) after
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
On January 15 of year one, the consumer uses the account to make a $2,000 purchase and a $500 cash advance
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
periodic rate that may be used to compute the finance charge on an outstanding balance for purchases, a cash
- 1026 (Regulation Z)