Comment for 1026.7 - Periodic Statement
any other charges actually imposed during the billing cycle, the type is adequately described as late charge
- 1026 (Regulation Z)
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§ 1026.24 Advertising.
(c) Advertisement of rate of finance charge.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Under § 1026.4(c)(6), such “lost interest” need not be included in the finance charge.
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
In order to comply with § 1026.10(f), the card issuer must waive or remove the late fee or finance
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
fees paid by the consumer directly to the broker or to the creditor for delivery to the broker) are finance
- 1026 (Regulation Z)
§ 1026.14 Determination of annual percentage rate.
Where one or more periodic rates may be used to compute the finance charge, the annual percentage rate
- 1026 (Regulation Z)
§ 1026.23 Right of rescission.
however, to the extent the new amount financed exceeds the unpaid principal balance, any earned unpaid finance
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
1026.2(a)(17)(iv) includes as creditors card issuers extending closed-end credit in which there is a finance
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
In connection with disclosing the finance charge balance, the creditor need not give the consumer all
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
1026.18(g), the disclosures required pursuant to §§ 1026.18(s), 1026.37(c), or 1026.38(c), or the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
property or a cooperative unit are made on July 1, the transaction is consummated on July 15, and the finance
- 1026 (Regulation Z)
Comment for Appendix D - Multiple-Advance Construction Loans
disclosures may use other computation tools to determine the estimated annual percentage rate, based on the finance
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure [a portion of] the finance charge on your account by applying the periodic rate to the “average
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure [a portion of] the finance charge on your account by applying the periodic rate to the “average
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
automobile balloon-payment financing, for example), the premiums for the insurance must be included in the finance
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
For example, a statement that “the finance charge begins on the date the transaction is posted to your
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
access device, including but not limited to checks that access a credit card account, for which the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
For example, because the finance charge and total of payments may be larger than disclosed if consumers
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
The term does not include any finance charge.
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
A creditor may collect an application fee excludable from the finance charge under § 1026.4(c)(1
- 1026 (Regulation Z)
§ 1026.22 Determination of annual percentage rate.
addition to the tolerances applicable under paragraphs (a)(2) and (3) of this section, if the disclosed finance
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
periodic rates are applied to the same balance for the same type of transaction (for example, if the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The terms need not be more conspicuous except as part of the finance charge and annual percentage rate
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
and disclosing the annual percentage rate but taken into account in calculating and disclosing the finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
(b)(1) is $1000, no amounts are added under § 1026.18(b)(2), and the $10 loan fee is a prepaid finance
- 1026 (Regulation Z)