§ 1026.51 Ability to Pay.
A card issuer must not open a credit card account for a consumer under an open-end (not home-secured)
- 1026 (Regulation Z)
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§ 1026.56 Requirements for over-the-limit transactions.
If two or more consumers are jointly liable on a credit card account under an open-end (not home-secured
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
A card issuer shall disclose the information in paragraph (b) of this section, to the extent applicable
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
If the card issuer cannot determine the rate that will be in effect if the cardholder chooses to renew
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Section 1026.52(b)(1) does not permit a card issuer to impose a fee that is inconsistent with the prohibitions
- 1026 (Regulation Z)
Comment for 1026.57 - Reporting and Marketing Rules for College Student Open-End Credit
A tangible item includes any physical item, such as a gift card, a t-shirt, or a magazine subscription
- 1026 (Regulation Z)
Comment for 1026.57 - Reporting and Marketing Rules for College Student Open-End Credit
Section 1026.57(a)(5) defines “college credit card agreement” to include any business, marketing or promotional
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
(2) The card issuer does not treat as late for any purpose a required minimum periodic payment received
- 1026 (Regulation Z)
§ 1026.52 Limitations on fees.
A card issuer must not impose a fee for violating the terms or other requirements of a credit card account
- 1026 (Regulation Z)
§ 1026.56 Requirements for over-the-limit transactions.
A card issuer may not impose an over-the-limit fee or charge solely because of the card issuer's failure
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Credit card obtained through robbery or fraud.
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
For purposes of § 1026.52(b)(1)(i), the costs incurred by a card issuer as a result of declining
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Section 1026.52(b)(2)(i)(B)(3) prohibits a card issuer from imposing a fee based on the closure or termination
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Under § 1026.58(c)(1), a card issuer is not required to make any submission to the Bureau at a particular
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
purchase goods or services or as provided in § 1026.61 with respect to a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
A card issuer acquires a portfolio of accounts that currently are subject to annual percentage rates
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
If the conditions of § 1026.61(a)(4) are met and the prepaid card can access credit from a covered
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
If a card issuer increases the credit limit during the first year after the account is opened, §
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
The date that is seven days after the card issuer mails or delivers to the consumer account-opening disclosures
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
For purposes of § 1026.55(e), a card issuer generally promotes a waiver or rebate if the card issuer
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
Section 1026.56(b)(2) does not preclude a card issuer from assessing fees or charges other than over-the-limit
- 1026 (Regulation Z)
Comment for 1026.57 - Reporting and Marketing Rules for College Student Open-End Credit
Credit card accounts in connection with prepaid accounts.
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
When a consumer requests credit information, card issuers need not provide all the required credit disclosures
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
If a prepaid card is capable of drawing or transferring credit, or authorizing either, from a separate
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
(2) As a renewal of, or substitute for, an accepted credit card.
- 1026 (Regulation Z)