§ 1026.24 Advertising.
(i) Prohibited acts or practices in advertisements for credit secured by a dwelling.
- 1026 (Regulation Z)
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(i) Prohibited acts or practices in advertisements for credit secured by a dwelling.
The amount to be disclosed is that of the credit extension, not the face amount of the check or the total
The creditor need not provisionally credit the consumer’s account, under Regulation E, 12 CFR 1005.11
The credit request is initiated without face-to-face or direct telephone solicitation.
Amount of credit extended under a reverse mortgage.
Section 1026.42 applies only if the dwelling that will secure a consumer credit transaction is the principal
(iii) Open-end credit plans.
Credit extended to improve or maintain the rental property is deemed to be for business purposes if it
Assume a prepaid account issuer charges $0.50 on prepaid accounts without a covered separate credit feature
Combined asset account and credit account statements.
The offset prohibition applies to any indebtedness arising from transactions under a credit card plan
Credit reporting.
apply the same rights under § 1026.12(c) regarding claims and defenses applicable to use of a credit
to charge the same or higher fees on the asset feature of a prepaid account with a covered separate credit
the account-opening disclosures under § 1026.6(a)(1) or (b)(3)(ii)(A), as applicable, adds a credit
A creditor may not offer a loan originator 1 percent of the amount of credit extended for loans of $300,000
The card issuer imposes a $50 annual fee on a consumer’s credit card account if the credit feature is
(1) Voluntary credit insurance premiums.
(1) The consumer borrows the full credit line, as disclosed in paragraph (c)(5) of this section, at account
A person that can extend credit through a separate credit feature or its affiliate has an arrangement
Comparing any signature on credit slips for the purchases to the signature of the cardholder or an authorized
For examples of how to comply with §§ 1026.12 and 1026.53 for credit card accounts under an open-end
If the transaction accesses funds from the asset feature of a prepaid account only (with no credit extended
(iii) Notary and credit-report fees.
(i) Prohibition on financing credit insurance.