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Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

imminent sale of the consumer's home at foreclosure, where the foreclosure sale will proceed unless loan

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

fully amortize the outstanding balance by a specified date or time, usually the end of the term of the loan

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

(A) require a clear and conspicuous disclosure of each payment that will apply over the term of the loan

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Before extending a higher-priced mortgage loan subject to the appraisal requirements of § 1026.35

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

of Agriculture guarantee fee, or any other fee paid to a government entity as part of a governmental loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Section 1026.37(f)(5) requires creditors to label the loan costs disclosed pursuant § 1026.37(f)

• • 1026 (Regulation Z)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

The loan is transferred on April 12.

• • 1024 (Regulation X)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

information required by § 1026.41(d)(8) as an “account history,” and to the amount needed to bring the loan

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

If two or more consumers are joint obligors with primary liability on a mortgage loan subject to § 

• • 1026 (Regulation Z)

Comment for 1026.42 - Valuation Independence

transaction, whose compensation depends in whole or in part on whether title insurance is sold at the loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For example, if Federal law requires flood insurance to be obtained in connection with the mortgage loan

• • 1026 (Regulation Z)

§ 1024.8 Use of HUD-1 or HUD-1A settlement statements.

shall use the HUD-1 settlement statement in every settlement involving a federally related mortgage loan

• • 1024 (Regulation X)

§ 1002.14 Rules on providing appraisals and other valuations.

same notice in writing not later than the third business day after the creditor determines that the loan

• • 1002 (Regulation B)

Comment for 1024.41 - Loss Mitigation Procedures

Assume applicable requirements established by the owner or assignee of the mortgage loan provide that

• • 1024 (Regulation X)

Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability

The requirement to provide the Loan Estimate and Closing Disclosure under § 1026.19(e) and (f) does

• • 1026 (Regulation Z)

Comment for 1026.2 - Definitions and Rules of Construction

If the creditor has not released Consumer A from the loan obligation, Consumer A also remains a consumer

• • 1026 (Regulation Z)

Comment for 1002.6 - Rules Concerning Evaluation of Applications

A reverse mortgage is a home-secured loan in which the borrower receives payments from the creditor,

• • 1002 (Regulation B)

Comment for 1026.24 - Advertising

Repayment terms, however, must reflect the consumer's repayment obligations over the full term of the loan

• • 1026 (Regulation Z)

Comment for 1024.31 - Definitions

If the lender has not released Borrower A from the loan obligation, Borrower A would also remain a borrower

• • 1024 (Regulation X)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Thus, for example, a creditor of a loan secured by a new manufactured home and land could comply with

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Section 1026.35(e)(2) provides that a loan subject to this section may not have a penalty described by

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For example, assume that, under a 15-year step rate mortgage, the loan contract provides for scheduled

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

noun that identifies the unit-period, because such feature may apply on a regular basis during the loan

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

For example, assume a consumer is $3,600 in arrears as of the bankruptcy filing date on a mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.42 - Valuation Independence

For example, assume an appraiser notifies a creditor before consummation that a loan originator attempted

• • 1026 (Regulation Z)