Search regulations

Comment for 1026.4 - Finance Charge

The term “debt suspension” does not include loan payment deferral arrangements in which the triggering

• • 1026 (Regulation Z)

Comment for 1041.5 - Ability-to-Repay Determination Required

1041.12, and there is no evidence that the stated amount for rental housing expense on a particular loan

• • 1041 (Payday Lending Rule)

Comment for 1026.15 - Right of Rescission

under § 1026.15(d)(4), does not affect a consumer's substantive right to rescind and to have the loan

• • 1026 (Regulation Z)

Comment for 1026.16 - Advertising

) the index and margin that will be used to make rate (or payment) adjustments over the term of the loan

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

Same loan as above, except with a two-percent rate cap on periodic adjustments.

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

mortgages, assume that, at the time the disclosures required by § 1026.19(e) are prepared in July, the loan

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

For example, in a transaction with total loan proceeds of $500, the consumer receives a check for $300

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

creditors to give consumers a settlement statement disclosing the costs associated with reverse mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

transaction and the abbreviated identification may be used, whether the obligation is treated as a loan

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

imminent sale of the consumer's home at foreclosure, where the foreclosure sale will proceed unless loan

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

;1026.19(f)(1)(i) on Monday, June 1, and, on Tuesday, June 2, the consumer requests a change to the loan

• • 1026 (Regulation Z)

Comment for 1026.23 - Right of Rescission

under § 1026.23(d)(4), does not affect a consumer's substantive right to rescind and to have the loan

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

The $300 and $500 costs are deducted from the amount financed ($10,400) to derive a total loan amount

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For example, if the loan product is an adjustable rate with an introductory period of 30 months that

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Additional information regarding adjustment in loan amount.

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For example, some mortgage insurance programs annually adjust premiums based on the declining loan balance

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

On the Loan Estimate for simultaneous subordinate financing purchase transactions, the sale price disclosed

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

advance by the seller from a tenant for a period extending beyond the consummation, and interest on loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

The disclosure must identify the party making the payment, such as the consumer, seller, loan originator

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

liens which will not be deducted from the sales price, the amount of the outstanding balance of the loan

• • 1026 (Regulation Z)

Comment for 1024.41 - Loss Mitigation Procedures

borrower pursuant to any requirements established by the owner or assignee of the borrower's mortgage loan

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

transferor servicer receives a borrower's initial loss mitigation application on October 1, and the loan

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

If a transferee servicer acquires the servicing of a mortgage loan for which a complete loss mitigation

• • 1024 (Regulation X)

Comment for 1026.42 - Valuation Independence

transaction under paragraph (d)(1)(i) if that person or an affiliate of that person also serves as a loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

result in an increase of the principal balance, pursuant to § 1026.43(e)(2)(i)(A); must have a loan

• • 1026 (Regulation Z)