Comment for 1002.9 - Notifications
incomplete regarding information that the applicant can provide and the creditor lacks sufficient data for a credit
- 1002 (Regulation B)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 269 matches out of 3095 total results
Filters applied:
§ 1002.14 Rules on providing appraisals and other valuations.
copy of all appraisals and other written valuations developed in connection with an application for credit
- 1002 (Regulation B)
Comment for 1002.4 - General Rules
will satisfy the requirement by writing down the information that it normally considers in making a credit
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
A creditor may consider the adequacy of any security offered when the term of the credit extension exceeds
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
purpose of ascertaining the creditor's rights and remedies applicable to the particular extension of credit
- 1002 (Regulation B)
Comment for 1002.11 - Relation to State Law
characteristics (for example, race, national origin, or sex) required for eligibility for special-purpose credit
- 1002 (Regulation B)
Comment for 1002.13 - Information for Monitoring Purposes
A creditor that receives an application to refinance an existing extension of credit made by that creditor
- 1002 (Regulation B)
§ 1002.5 Rules concerning requests for information.
, color, religion, national origin, or sex of an applicant or any other person in connection with a credit
- 1002 (Regulation B)
§ 1002.12 Record retention.
For 25 months (12 months for business credit, except as provided in paragraph (b)(5) of this section)
- 1002 (Regulation B)
Comment for 1002.9 - Notifications
creditor use the term adverse action in communicating to an applicant that a request for an extension of credit
- 1002 (Regulation B)
Comment for 1002.6 - Rules Concerning Evaluation of Applications
Congressional intent that this doctrine apply to the credit area is documented in the Senate Report that
- 1002 (Regulation B)
Appendix C to Part 1002 — Sample Notification Forms
Forms C-7 and C-8 are intended for use in connection with applications for business credit under §
- 1002 (Regulation B)
§ 1002.2 Definitions.
creditor's accounts, or when the refusal is a denial of an application for an increase in the amount of credit
- 1002 (Regulation B)
§ 1002.9 Notifications.
applicant, joint applicant, or similar party failed to achieve a qualifying score on the creditor's credit
- 1002 (Regulation B)
Comment for 1002.12 - Record Retention
for applications runs from the date a notification is sent to the applicant granting or denying the credit
- 1002 (Regulation B)
Comment for 1002.8 - Special Purpose Credit Programs
The creditor may not require an additional signature when a student has a work or credit history that
- 1002 (Regulation B)
§ 1002.8 Special purpose credit programs.
If participants in a special purpose credit program described in paragraph (a) of this section are required
- 1002 (Regulation B)
Comment for 1002.13 - Information for Monitoring Purposes
A credit application related to a vacation home or a rental unit is not covered.
- 1002 (Regulation B)
Appendix B to Part 1002 — Model Application Forms
This appendix contains five model credit application forms, each designated for use in a particular type
- 1002 (Regulation B)
§ 1002.2 Definitions.
assistance program; or the fact that the applicant has in good faith exercised any right under the Consumer Credit
- 1002 (Regulation B)
Introduction
Section 706(e) of the Equal Credit Opportunity Act protects a creditor from civil liability for any act
- 1002 (Regulation B)
Comment for 1002.4 - General Rules
If an applicant accesses a credit application electronically (other than as described under ii below)
- 1002 (Regulation B)
Comment for 1002.15 - Incentives for Self-Testing and Self-Correction
arranges for testers to submit loan applications for processing, the records are not related to actual credit
- 1002 (Regulation B)
§ 1002.16 Enforcement, penalties and liabilities.
Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, or the National Credit
- 1002 (Regulation B)
Comment for 1002.4 - General Rules
In contrast, if an applicant is physically present in the creditor's office, and accesses a credit application
- 1002 (Regulation B)